* { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --blue: #1a5fa8;
  --blue-light: #2472c8;
  --blue-pale: #e8f1fb;
  --orange: #f5a020;
  --orange-light: #ffb84d;
  --orange-pale: #fef3e2;
  --white: #ffffff;
  --off-white: #f8f8f6;
  --dark: #1a1a1a;
}

body {
  font-family: Arial, Helvetica, sans-serif;
  background: #fff;
  color: var(--dark);
  overflow-x: hidden;
}

body.menu-open {
  overflow: hidden;
}

img,
video,
iframe {
  max-width: 100%;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.reveal {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity 0.65s ease, transform 0.65s ease;
}

.reveal.visible { opacity: 1; transform: none; }
.reveal-delay-1 { transition-delay: 0.12s; }
.reveal-delay-2 { transition-delay: 0.24s; }
.reveal-delay-3 { transition-delay: 0.36s; }

nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid #e2e8f0;
}

.topbar {
  background: #fff;
  border-bottom: 1px solid #edf2f7;
}

.topbar-inner {
  max-width: 1500px;
  margin: 0 auto;
  padding: 10px 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.topbar-contact,
.topbar-social {
  display: flex;
  align-items: center;
}

.topbar-contact {
  gap: 26px;
}

.topbar-social {
  gap: 14px;
}

.topbar-link,
.topbar-social a {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #1f2937;
  text-decoration: none;
  transition: color 0.2s ease;
}

.topbar-link {
  font-size: 12.5px;
  font-weight: 500;
}

.topbar-social a {
  color: var(--blue);
}

.topbar-link:hover,
.topbar-social a:hover {
  color: var(--orange);
}

.topbar-link svg,
.topbar-social svg {
  width: 14px;
  height: 14px;
  fill: none;
  stroke: currentColor;
  stroke-width: 2;
}

.topbar-social a:first-child svg,
.topbar-social a:last-child svg {
  fill: currentColor;
  stroke: none;
}

.topbar-social a:last-child svg polygon {
  fill: #fff;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 96px;
  max-width: 1500px;
  margin: 0 auto;
  padding: 0 4.5%;
}

.nav-panel {
  display: flex;
  align-items: center;
  gap: 28px;
  min-width: 0;
}

.nav-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
}

.nav-logo img {
  height: 62px;
  object-fit: contain;
}

.nav-logo-fallback {
  display: none;
  align-items: center;
  gap: 8px;
}

.nav-logo-mark {
  width: 32px;
  height: 32px;
  background: var(--blue);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav-logo-text {
  font-size: 20px;
  font-weight: 400;
  color: var(--blue);
  letter-spacing: 0.3px;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 34px;
  min-width: 0;
}

.nav-links a {
  font-size: 15.5px;
  font-weight: 400;
  color: #111827;
  text-decoration: none;
  letter-spacing: 0.2px;
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--blue); }

.nav-dropdown {
  position: relative;
}

.nav-dropdown-toggle {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 15.5px;
  font-weight: 400;
  color: #111827;
  background: transparent;
  border: none;
  letter-spacing: 0.2px;
  transition: color 0.2s;
}

.nav-dropdown-toggle {
  cursor: pointer;
}

.nav-dropdown-toggle:hover {
  color: var(--blue);
}

.nav-dropdown-toggle svg {
  width: 12px;
  height: 12px;
  stroke: currentColor;
  fill: none;
  stroke-width: 1.8;
}

.nav-dropdown-menu {
  position: absolute;
  top: calc(100% + 14px);
  left: 0;
  min-width: 190px;
  display: none;
  flex-direction: column;
  gap: 0;
  padding: 10px 0;
  background: #fff;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  box-shadow: 0 12px 30px rgba(15, 61, 114, 0.12);
}

.nav-dropdown:hover .nav-dropdown-menu,
.nav-dropdown:focus-within .nav-dropdown-menu {
  display: flex;
}

.nav-dropdown-menu a {
  padding: 10px 16px;
  white-space: nowrap;
}

.nav-dropdown-menu a:hover {
  background: var(--blue-pale);
}

.nav-cta {
  background: var(--blue);
  color: #fff;
  padding: 18px 34px;
  border-radius: 999px;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: 0.2px;
  box-shadow: 0 10px 24px rgba(26, 95, 168, 0.18);
  transition: background 0.2s, transform 0.2s, box-shadow 0.2s;
}

.nav-cta:hover {
  background: var(--blue-light);
  transform: translateY(-1px);
  box-shadow: 0 14px 28px rgba(26, 95, 168, 0.22);
}

.nav-toggle {
  display: none;
  width: 52px;
  height: 52px;
  border: 1px solid #dbe4ef;
  border-radius: 14px;
  background: #fff;
  color: var(--blue);
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  box-shadow: 0 10px 22px rgba(15, 61, 114, 0.08);
}

.nav-toggle span {
  width: 20px;
  height: 2px;
  background: currentColor;
  border-radius: 999px;
  transition: transform 0.22s ease, opacity 0.22s ease;
}

nav.nav-open .nav-toggle span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

nav.nav-open .nav-toggle span:nth-child(2) {
  opacity: 0;
}

nav.nav-open .nav-toggle span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.stripe {
  height: 4px;
  background: linear-gradient(to right, var(--blue) 0%, var(--orange) 50%, var(--blue) 100%);
}

.hero-wrap {
  background: var(--white);
  overflow: hidden;
}

.hero {
  min-height: calc(100vh - 66px);
  display: flex;
  align-items: center;
  padding: 10px 5% 60px;
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
  gap: 60px;
}

.hero::after {
  content: "";
  position: absolute;
  top: -60px;
  right: -120px;
  width: 480px;
  height: 480px;
  background: radial-gradient(circle, var(--blue-pale) 0%, transparent 68%);
  pointer-events: none;
  z-index: 0;
}

.hero-content {
  max-width: 560px;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange-pale);
  color: #8b5400;
  padding: 6px 14px;
  border-radius: 100px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.4px;
  margin-bottom: 26px;
  border: 1px solid #f9d9a0;
}

.hero-badge-dot {
  width: 7px;
  height: 7px;
  background: var(--orange);
  border-radius: 50%;
}

.hero h2 {
  font-size: clamp(38px, 5vw, 62px);
  font-weight: 700;
  line-height: 1.08;
  color: var(--dark);
  margin-bottom: 22px;
  letter-spacing: -0.5px;
}

.hero h2 .accent { color: var(--blue); }
.hero h2 .accent-o { color: var(--orange); }

.hero p {
  font-size: 16.5px;
  font-weight: 400;
  line-height: 1.72;
  color: #555;
  max-width: 460px;
  margin-bottom: 38px;
}

.hero-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.btn-primary,
.btn-secondary,
.btn-orange,
.btn-outline-w {
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  border-radius: 6px;
  transition: all 0.22s;
}

.btn-primary {
  background: var(--blue);
  color: #fff;
  padding: 18px 28px;
  letter-spacing: 0.2px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.btn-primary:hover {
  background: var(--blue-light);
  transform: translateY(-2px);
}

.btn-secondary {
  border: 2px solid var(--blue);
  color: var(--blue);
  padding: 18px 28px;
  letter-spacing: 0.2px;
}

.btn-secondary:hover { background: var(--blue-pale); }

.hero-visual {
  flex: 1;
  display: flex;
  justify-content: flex-end;
  align-items: center;
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}

.card-stack {
  position: relative;
  width: 300px;
  height: 360px;
}

.hcard {
  position: absolute;
  border-radius: 14px;
  padding: 22px;
}

.hcard-main {
  width: 100%;
  height: 210px;
  background: var(--blue);
  top: 0;
  left: 0;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.hcard-main-label {
  font-size: 10px;
  color: rgba(255, 255, 255, 0.6);
  letter-spacing: 1px;
  text-transform: uppercase;
  font-weight: 700;
}

.hcard-main-title {
  font-size: 20px;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-top: 6px;
}

.hcard-main-divider {
  height: 1px;
  background: rgba(255, 255, 255, 0.15);
  margin: 8px 0;
}

.hcard-num {
  font-size: 36px;
  font-weight: 700;
  color: #fff;
}

.hcard-num-main { margin-top: 10px; }
.hcard-plus { font-size: 20px; color: var(--orange); }

.hcard-num-label {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.6);
  letter-spacing: 0.5px;
}

.hcard-orange {
  width: 136px;
  background: var(--orange);
  bottom: 0;
  left: 0;
  border-radius: 12px;
  padding: 18px;
}

.hcard-orange-num {
  font-size: 30px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}

.hcard-orange-label {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.8);
  margin-top: 4px;
  font-weight: 700;
}

.hcard-white {
  width: 150px;
  background: #fff;
  border: 1px solid #e2e8f0;
  bottom: 45px;
  right: 0;
  border-radius: 12px;
  padding: 18px;
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.08);
}

.hcard-white-num {
  font-size: 26px;
  font-weight: 700;
  color: var(--blue);
  line-height: 1;
}

.hcard-white-label {
  font-size: 11px;
  color: #888;
  margin-top: 4px;
}

.badge-chip {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: rgba(245, 160, 32, 0.2);
  color: var(--orange);
  font-size: 10px;
  font-weight: 700;
  padding: 3px 9px;
  border-radius: 100px;
  letter-spacing: 0.4px;
}

.ticker-section {
  background: var(--off-white);
  border-top: 1px solid #e8e4dc;
  border-bottom: 1px solid #e8e4dc;
  padding: 18px 0;
  overflow: hidden;
}

.ticker-track {
  display: flex;
  gap: 56px;
  animation: ticker 28s linear infinite;
  width: max-content;
}

.ticker-item {
  display: flex;
  align-items: center;
  gap: 8px;
  white-space: nowrap;
  font-size: 13px;
  color: #666;
  letter-spacing: 0.2px;
}

.ticker-dot {
  width: 5px;
  height: 5px;
  background: var(--orange);
  border-radius: 50%;
  flex-shrink: 0;
}

@keyframes ticker {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

.stats-section {
  background: var(--blue);
  padding: 64px 5%;
}

.stats-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.stat-item {
  text-align: center;
  padding: 36px 16px;
  border-right: 1px solid rgba(255, 255, 255, 0.12);
}

.stat-item:last-child { border-right: none; }

.stat-num {
  font-size: 50px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}

.stat-suffix {
  color: var(--orange);
  font-size: 34px;
  font-weight: 700;
}

.stat-label {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.6);
  margin-top: 8px;
  letter-spacing: 0.4px;
  text-transform: uppercase;
}

.services-section {
  padding: 90px 5%;
  max-width: 1200px;
  margin: 0 auto;
}

.section-tag {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(30px, 4vw, 44px);
  font-weight: 700;
  color: var(--dark);
  line-height: 1.12;
  margin-bottom: 14px;
}

.section-title .blue { color: var(--blue); }

.section-sub {
  font-size: 16px;
  color: #666;
  line-height: 1.7;
  max-width: 490px;
  margin-bottom: 52px;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: #e8e4dc;
  border: 1px solid #e8e4dc;
  border-radius: 12px;
  overflow: hidden;
}

.scard {
  background: #fff;
  padding: 32px 28px;
  transition: background 0.22s;
}

.scard:hover { background: var(--blue-pale); }

.scard-icon {
  width: 42px;
  height: 42px;
  background: var(--blue-pale);
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.scard-icon svg {
  width: 20px;
  height: 20px;
  stroke: var(--blue);
  fill: none;
  stroke-width: 2;
}

.scard-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 9px;
}

.scard-desc {
  font-size: 13.5px;
  color: #666;
  line-height: 1.62;
}

.scard-link {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: 14px;
  font-size: 13px;
  font-weight: 700;
  color: var(--blue);
  text-decoration: none;
}

.scard-link svg {
  width: 13px;
  height: 13px;
  stroke: currentColor;
  fill: none;
  stroke-width: 2.5;
  transition: transform 0.18s;
}

.scard:hover .scard-link svg { transform: translateX(4px); }

.why-section {
  background: var(--off-white);
  padding: 90px 5%;
}

.why-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}

.why-intro {
  font-size: 15.5px;
  color: #666;
  line-height: 1.7;
  margin: 14px 0 32px;
  max-width: 420px;
}

.why-list {
  display: flex;
  flex-direction: column;
}

.why-item {
  display: flex;
  gap: 20px;
  padding: 22px 0;
  border-bottom: 1px solid #e8e4dc;
}

.why-item:last-child { border-bottom: none; }

.why-num {
  font-size: 13px;
  font-weight: 700;
  color: var(--orange);
  letter-spacing: 0.5px;
  flex-shrink: 0;
  padding-top: 2px;
}

.why-body h3 {
  font-size: 15.5px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 6px;
}

.why-body p {
  font-size: 13.5px;
  color: #666;
  line-height: 1.6;
}

.values-tag { margin-bottom: 24px; }

.val-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.vcard {
  background: #fff;
  border: 1.5px solid #e8e4dc;
  border-radius: 10px;
  padding: 26px;
  transition: border-color 0.2s, transform 0.2s;
}

.vcard:hover {
  border-color: var(--blue);
  transform: translateY(-3px);
}

.vcard-num {
  font-size: 38px;
  font-weight: 700;
  color: #e8e8e8;
  line-height: 1;
  margin-bottom: 10px;
}

.vcard-title {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--dark);
  margin-bottom: 6px;
}

.vcard-desc {
  font-size: 13px;
  color: #777;
  line-height: 1.58;
}

.partners-section {
  padding: 100px 3%;
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
}

.partners-title { font-size: clamp(26px, 3vw, 38px); }

.partners-scroll {
  overflow: hidden;
  margin-top: 64px;
  position: relative;
}

.partners-scroll::before,
.partners-scroll::after {
  content: "";
  position: absolute;
  top: 0;
  width: 80px;
  height: 100%;
  z-index: 2;
  pointer-events: none;
}

.partners-scroll::before {
  left: 0;
  background: linear-gradient(to right, #fff, transparent);
}

.partners-scroll::after {
  right: 0;
  background: linear-gradient(to left, #fff, transparent);
}

.partners-track {
  display: flex;
  align-items: center;
  gap: 80px;
  animation: ticker 32s linear infinite;
  width: max-content;
}

.partner-logo {
  width: 100px;
  background: #fff;
  border: 1px solid #eef2f7;
  border-radius: 8px;
  object-fit: full;
  object-position: center;
  opacity: 0.4;
  filter: grayscale(100%);
  transition: opacity 0.25s, filter 0.25s;
  flex-shrink: 0;
}

.partner-logo:hover {
  opacity: 0.9;
  filter: grayscale(0);
}

.cta-wrap {
  padding: 0 5% 90px;
  max-width: 1200px;
  margin: 0 auto;
}

.cta-box {
  background: var(--blue);
  border-radius: 16px;
  padding: 64px 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  position: relative;
  overflow: hidden;
}

.cta-box::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 280px;
  height: 280px;
  background: rgba(245, 160, 32, 0.15);
  border-radius: 50%;
  pointer-events: none;
}

.cta-box::after {
  content: "";
  position: absolute;
  bottom: -80px;
  right: 120px;
  width: 200px;
  height: 200px;
  background: rgba(245, 160, 32, 0.08);
  border-radius: 50%;
  pointer-events: none;
}

.cta-content h2 {
  font-size: clamp(26px, 3.2vw, 38px);
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 12px;
}

.cta-content p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.65;
  max-width: 400px;
}

.cta-btns {
  display: flex;
  flex-direction: column;
  gap: 12px;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}

.btn-orange {
  background: var(--orange);
  color: #fff;
  padding: 14px 28px;
  white-space: nowrap;
  text-align: center;
}

.btn-orange:hover {
  background: var(--orange-light);
  transform: translateY(-2px);
}

.btn-outline-w {
  border: 2px solid rgba(255, 255, 255, 0.45);
  color: #fff;
  padding: 13px 28px;
  white-space: nowrap;
  text-align: center;
}

.btn-outline-w:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, 0.1);
}

footer {
  background: #0d3c6e;
  padding: 56px 5% 28px;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-orange-bar {
  height: 3px;
  background: var(--orange);
  margin-bottom: 56px;
  border-radius: 2px;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 44px;
  margin-bottom: 44px;
}

.footer-brand-name {
  font-size: 17px;
  font-weight: 700;
  color: #fff;
  letter-spacing: 0.3px;
  margin-bottom: 12px;
}

.footer-brand p {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.55);
  line-height: 1.7;
  margin-bottom: 18px;
  max-width: 230px;
}

.footer-contact a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.65);
  text-decoration: none;
  margin-bottom: 7px;
  transition: color 0.2s;
}

.footer-contact a:hover { color: var(--orange); }

.footer-col h2 {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.8px;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.4);
  margin-bottom: 16px;
}

.footer-col a {
  display: block;
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  margin-bottom: 9px;
  transition: color 0.2s;
}

.footer-col a:hover { color: #fff; }

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding-top: 8px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.footer-bottom p,
.footer-bottom span {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.35);
}

@media (max-width: 1024px) {
  .hero,
  .cta-box {
    flex-direction: column;
  }

  .stats-inner,
  .services-grid,
  .footer-top {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-inner {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
    padding-top: 8px;
  }

  .hero-visual {
    justify-content: center;
  }

  .nav-panel {
    gap: 18px;
  }

  .nav-links {
    gap: 20px;
  }

  .nav-cta {
    padding: 16px 24px;
  }
}

@media (max-width: 900px) {
  .topbar-inner {
    flex-direction: column;
    padding: 10px 5%;
    gap: 10px;
  }

  .topbar-contact {
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px 18px;
  }

  .nav-inner {
    height: auto;
    min-height: 88px;
    padding: 16px 5%;
    flex-wrap: wrap;
    gap: 14px;
    align-items: center;
  }

  .nav-toggle {
    display: inline-flex;
    margin-left: auto;
  }

  .nav-panel {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    gap: 18px;
    padding: 10px 0 4px;
  }

  nav.nav-open .nav-panel {
    display: flex;
  }

  .nav-links {
    width: 100%;
    flex-direction: column;
    align-items: stretch;
    gap: 10px;
  }

  .nav-links a,
  .nav-dropdown-toggle {
    width: 100%;
    justify-content: space-between;
    padding: 14px 16px;
    border-radius: 14px;
    background: #f8fbff;
    border: 1px solid #e7eef7;
  }

  .nav-dropdown {
    width: 100%;
    text-align: left;
  }

  .nav-dropdown {
    display: flex;
    flex-direction: column;
    gap: 10px;
  }

  .nav-dropdown-menu {
    position: static;
    display: none;
    width: 100%;
    padding: 0;
    min-width: 0;
    margin-top: 0;
    border: none;
    border-radius: 14px;
    background: #fff;
    box-shadow: none;
  }

  .nav-dropdown.is-open .nav-dropdown-menu {
    display: flex;
  }

  .hero,
  .services-section,
  .why-section,
  .partners-section,
  .stats-section,
  .cta-wrap,
  footer {
    padding-left: 24px;
    padding-right: 24px;
  }

  .stats-inner,
  .services-grid,
  .why-inner,
  .val-grid,
  .footer-top {
    grid-template-columns: 1fr;
  }

  .stat-item {
    border-right: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  }

  .stat-item:last-child { border-bottom: none; }

  .cta-box {
    padding: 40px 28px;
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
  }

  .nav-cta {
    width: 100%;
    text-align: center;
  }

  .hero {
    gap: 36px;
    padding-top: 26px;
  }

  .hero-content,
  .hero p,
  .section-sub,
  .why-intro,
  .cta-content p {
    max-width: none;
  }

  .card-stack {
    width: 280px;
    transform: scale(0.95);
  }

  .partner-logo {
    height: 74px;
    width: 140px;
    padding: 8px 12px;
    border-radius: 16px;
  }
}

@media (max-width: 768px) {
  .topbar-social {
    flex-wrap: wrap;
    justify-content: center;
  }

  .home-modal-card {
    padding: 28px 20px;
    border-radius: 18px;
  }

  .home-modal-card h3 {
    font-size: 1.4rem;
  }
}

@media (max-width: 540px) {
  .nav-logo img {
    height: 52px;
  }

  .hero h2 {
    font-size: clamp(30px, 11vw, 42px);
  }

  .btn-primary,
  .btn-secondary {
    width: 100%;
    justify-content: center;
    text-align: center;
  }

  .card-stack {
    width: min(100%, 320px);
    height: auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    transform: none;
  }

  .hcard {
    position: relative;
    inset: auto;
  }

  .hcard-main {
    width: 100%;
    height: auto;
    min-height: 188px;
    grid-column: 1 / -1;
  }

  .hcard-orange {
    width: 100%;
    min-height: 120px;
  }

  .hcard-white {
    width: 100%;
    min-height: 120px;
  }

  .cta-box {
    padding: 32px 20px;
  }

  .home-modal-overlay {
    padding: 16px;
  }
}